Consumer Affairs letters address significant policy and procedural matters related to the Federal Reserve System’s consumer compliance supervisory responsibilities. The letters are sent to banking supervision staff at the Board and the Reserve Banks and, in some instances, to supervised banking organizations.
Consumer Affairs letters are numbered sequentially by year. For example, the first letter issued in 2005 is numbered CA 05-1. Letters that have been superseded or contain confidential supervisory information are not included.
Requests for letters that are not included here should be directed to the Board's Freedom of Information Office.
Consumer compliance supervision and regulation policies are also addressed in the Federal Reserve Regulatory Service (FRRS).
Interagency Examination Procedures for Regulation X
Revised Interagency Examination Procedures for Regulation Z
Revised Interagency Examination Procedures for Regulation E
Revised Home Mortgage Disclosure Act Examination Procedures
Revised “A Guide to HMDA Reporting: Getting It Right!”
Supervisory Rating System for Holding Companies with Total Consolidated Assets Less Than $100 billion
Large Financial Institution (LFI) Rating System
New Markets Tax Credits and Public Welfare Investments